Skipton Building Society has recently unveiled its new 100% mortgage in the UK. It’s designed to allow first-time buyers easier access to the property ladder, with house prices nowadays reaching unaffordable levels for many new buyers. In this blog, we’ll explain a bit more about the 100 percent mortgage, what it means for first-time … Continued
Mortgage brokers are great for a number of reasons, and in today’s blog, we’re going to explore three of the main reasons we think so! Our mortgage brokers work as part of our team to find you the best deals and match you with the most appropriate mortgage for your circumstances and requirements. They are … Continued
A divorce is never a convenient event to go through, but getting a divorce while still under a mortgage contract can be even more inconvenient. Both parties in a joint mortgage will be equally liable for repaying the debt till it is settled. Meaning going through a divorce doesn’t exempt you from repaying your mortgage … Continued
Are you considering renovation of your home? Prepare for a long and hard work, which will, fortunately, be followed by enjoying time with family in a lovely, neat home. There are steps to renovating the house which you should have in mind and shouldn’t skip. Because if you try to do renovation quickly and without … Continued
Founder and chief executive of Castle Trust Sean Oldfield is to step down from his role at the lender after seven years at the helm. Subject to regulatory approval, Oldfield will be replaced as chief executive by Martin Bischoff, who was managing director of retail distribution at Santander for five years to 2017 and recently … Continued
House prices rose by 0.2 per cent month-on-month in April, according to the latest Nationwide house price index. The year-on-year change is 2.6 per cent, and the lender says the average house price is now £213,000. Nationwide chief economist Robert Gardner says: “There was a slight pickup in UK annual house growth in April to 2.6 … Continued
Accord Mortgages has launched a range of 95 per cent LTV mortgages specifically for first-time buyers. The deals are available at two and five-year fixed rates and come with £1,000 cashback on completion and free standard valuation. Certain deals are available fee-free, including a two-year fix at 3.94 per cent, or a five-year fix at 4.40 per … Continued
First-time buyers are less likely than others to see the need to protect their mortgage payments — so advisers must focus on the facts. The difficulties facing first-time buyers are well known. That said, brokers have done a great job of helping this group get onto the housing ladder in recent years and we are … Continued
Tiuta a bridging loan lender and UX Mortgages a Buy to let lender can now offer customers a bridging loan to quickly purchase a property and at the same time underwrite the Buy to Let mortgage for the longer term as bridging finance can be a costly short term exercise. This is great for people … Continued
Natwest will be increasing its fixed rates across its core, semi-exclusive and buy to let ranges. On its core range two year fixed rates will be increasing by up to as much as 15 basis points depending on the loan to value (LTV). Five year fixed rates will also increase for 60 per cent and … Continued
