Are buy to let mortgages easier to get?

All mortgages have the same requirements for proof of income, bank statements the same credit search checks etc so in essence they require as much paperwork as a residential mortgage. Due to the recent regulatory procedures lenders now must follow. Buy to Let mortgages are still available in abundance but again the lender you will use or the rate you will pay will depend on many factors such as: Are you buying the property in your own name or as a Limited Company? Do you own four or more Buy to Let properties? Do you currently own the property you live in? Are you a first-time buyer? What type of property do you have i.e. a House of Multiple Occupation? Are you renting to students? Is it a flat? I could go on and on, but a good adviser will know the exact questions to ask you and find a mortgage that’ fits your requirements.
Get in Touch with our advisers to see if you are eligible