How much can I borrow?

This depends on several factors, like how much deposit you have and how much you earn, how many children you have, what debts you have ion the background.
The on how much a lender is willing to lend is based upon a full affordability assessment where they will look to understand your income, any loan or credit card commitments and regular essential household expenditure. In addition, they also perform a credit check to make sure your credit rating is suitable for mortgage purposes.
To get a more accurate idea of how much you can borrow, get a decision in principle before you apply for a mortgage in full. Arrange an appointment with one of our qualified mortgage experts today. We can at least give you an idea without having to do any credit checks at the initial stage