What does income protection cover?

It is designed to pay a monthly benefit to someone if they are unable to work because they have an accident or become ill. The policy is designed to pay out either until the term of the policy ends or until you are well enough to return to work. There are several options which you can have when you set the policy up. You can be insured if you are unable to return to your own type of work, “own occupation” or for “any occupation” there are other options and I would recommend you speak with one of our specialists to get the right cover for you.
It is worth noting that the insurers do charge more for particular jobs, such as people who work over 30 feet, por people who drive more than 20,000 miles per year. It is worth while asking our independent advisers as some providers don’t charge more for various types of jobs.