Who pays for repairs and ongoing maintenance to my home?

You will own 100% of the property, therefore, it is your responsibility to repair and maintain your home. New homes often come with a guarantee that will cover certain defects for up to 10 years after it was built. This guarantee usually only covers defects in the house. Your solicitor/conveyancer will be able to advise in more detail on this. Typical new homes come with a guarantee called an NHBC.